Every year, billions in forgotten bank accounts, uncashed checks, and insurance payouts are turned over to state governments. We're currently live in California with more states launching soon.
$58B+
Unclaimed in the U.S.
1 in 10
Americans have unclaimed funds
19K+
Records indexed
$1,000
Average claim value
Active Coverage
We're currently recovering unclaimed property in these states, with more launching soon.
Coming Soon
What You'll See
Here's what a typical search looks like. Each result shows the reporting company, location, and estimated amount so you can quickly verify it's yours.
San Francisco, CA 94102
Reported By
Wells Fargo Bank
San Francisco, CA 94102
Reported By
Charles Schwab
Simulated results for illustration purposes
Simple Process
Three steps between you and your unclaimed money.
Enter your last name and any additional details. We instantly search our database of unclaimed property records across our active states — results in seconds.
Review results by reporting company, city, and property type. Recognize your old bank, employer, or insurance provider? That money has been waiting for you.
Click 'Recover This' and our system handles everything — paperwork, state filings, follow-ups, and status tracking. You pay absolutely nothing unless we succeed.
What's Out There
You might be surprised at what's been turned over to the state in your name.
🏦
Savings & checking accounts dormant for 3-5 years
📄
Payroll, refund, and dividend checks never deposited
🛡️
Life insurance benefits, annuity payments, claim refunds
⚡
Security deposits from electric, gas, phone companies
💰
Federal and state refunds returned as undeliverable
📈
Shares, mutual funds, and unclaimed dividend payments
🔐
Contents of abandoned safe deposit boxes at banks
🏢
Business refunds, overpayments, and credit balances
Why RecoupFi
0%
upfront cost
You never pay a dime unless we successfully recover your money. Our fee is a percentage of what we find — if we recover nothing, you owe nothing.
50
states planned
Starting with California, we're building a single search that spans every state. New states are being added regularly as we expand coverage.
100%
hands-off for you
State claim forms are confusing and different everywhere. We prepare everything, track deadlines, and follow up with state offices so you don't have to.
256-bit
encryption
Your data is encrypted and never sold. You can track your claim status in real-time through your dashboard. We earn your trust, not just your business.
Common Questions
Yes, 100% free. You can search as many names as you want at no cost. We only charge a fee if you choose to have us recover your property — and even then, it's a small percentage of what we recover. If we don't find anything, you pay nothing.
When a bank account, insurance payout, paycheck, or other financial asset goes untouched for a period (usually 3-5 years), the holding company is legally required to turn it over to the state. The state holds it indefinitely until the rightful owner claims it.
You can — and it's free to do so. But each state has a different website with different interfaces and requirements. RecoupFi is currently live in California and handles the entire claims process for you, saving hours of paperwork. We're adding more states regularly.
Most states process claims within 30-90 days. Some complex claims (large amounts, securities, safe deposit boxes) can take longer. We track everything and keep you updated through your dashboard.
Our fee is a percentage of the recovered amount, capped by state law (typically 10-25% depending on the state). California caps fees at 10%, Florida at 20%. You never pay anything upfront, and you only pay if we successfully recover your money.
Absolutely. We use bank-level encryption to protect your data. We never sell your information to third parties. The only personal details we need are what's required to file a claim with the state on your behalf.
It takes 30 seconds to search. The average claim is worth $1,000. Scroll back up and enter your name — you might be surprised.